What's new with Wealthsimple in September 2025

Take the RESP reins, trade the night away and answers to your mutual-fund questions.

WHAT’S LAUNCHED LATELY 🚀

Self-directed RESPs are here

A self-directed RESP gives you total control over how you save for your child’s education. With commission-free trades and a 1% match on eligible account transfers until October 15, you might see your money grow even faster than your kids. (And you won’t have to buy it new shoes, like, ever.)

Margin now available for corporate accounts

Low interest rates and no hidden fees mean no unwanted surprises eating away at your hard earned money. Plus, our margin-health status tracker makes it easy to see where your account stands. Transfer an eligible margin account by October 15 and get a 2% match.

EVEN MORE TO LOVE 🫶

ASK AN ADVISOR 🙋

As licensed fiduciaries, our advisors are required to put your financial interests first. That means you can be confident their advice has nothing to do with them and everything to do with what’s best for you. Here’s a little preview of what people are asking. If you have a question of your own you want answered, drop it in the feedback below!

Should I buy a mutual fund that’s outperformed?

Who says summer needs to end after Labour Day?

Our Summer Margin Match is extended to October 15. Register now for a 2% match on eligible margin-account transfers. We’ll also reimburse the interest on up to $10,000 of your margin-debit balance for thirty days.

Not into margin? No sweat! You can still get a 1% match on pretty much every other eligible account transfer. T&Cs apply.

^{Have questions? Visit our Help Centre or contact us}

^{Match Bonus: From August 6 to October 15, 2025, any new or existing Wealthsimple account user who registers for the promotion then initiates an institutional transfer of an existing account from a qualifying third party to a Wealthsimple Self-directed Investing, Managed Investing, Crypto, or Corporate account within 30 days of registration will receive a 1% cash bonus on the cumulative transferred amount (less withdrawal and/or transferred debit balance) of at least $25,000 during the promotion period, up to a maximum of $2,000,000 transferred amount. A 2% cash bonus will be applied if the eligible transfer is an eligible Margin account with a current debit balance of at least $10,000. Maximum one (1) cash bonus per client, to be applied in the span of twelve (12) months. Minimum fund holding period required. Full eligibility and T&Cs at wsim.co/summer-margin-match.}

^{Margin Interest Rebate: From August 6 to October 15, 2025, eligible new or existing Wealthsimple Self-directed Investing clients who open a new margin account, or who enable margin on an existing Self-directed Investing account, and start using their available margin debit balance will be eligible to receive a rebate of the interest charged for thirty (30) days on up to $10,000 balance. Maximum one (1) Rebate per client. Full eligibility and T&Cs at wsim.co/summer-margin-match.}

^{Wealthsimple Wealth Management is available for clients with a minimum of $500,000 in assets under management, subject to additional fees beyond the standard Managed Investing schedule. Wealthsimple Wealth Management for Managed Investing Accounts are provided by Wealthsimple Inc., a registered portfolio manager in each province and territory of Canada.}

^{Mortgage brokerage services are offered by Pine Canada Financial Corporation. Data pulled as of September 10, 2025. High ratio insured mortgage rates shown. Rates shown are subject to qualification and apply to mortgages with less than 20% down payment, and up to 25 year amortization. Pine's annual percentage rate and the annual interest rate for these mortgages are the same, and the property valuation fee is waived. Rate may be changed at any time without notice. Client’s approved rate is subject to standard qualification of credit, income, and collateral.}

^{New and existing Wealthsimple clients with a funded Wealthsimple account who applied and received a Pine mortgage approval through https://wealthsimple.pine.ca, and close the mortgage within 120 days of the approval can receive a cash bonus depending on (i) the actual mortgage amount, and (ii) the applicant or co-applicant’s total assets with Wealthsimple from the date the commitment letter for their Pine mortgage was issued and the mortgage closing date at 11:59PM ET, whichever is higher: Core client: $150-$1,000; Premium client: $500-$3,000; Generation client: $1,000-$5,000. Maximum 1 cash bonus per client. Must be residents of Canada (excl. QC). Full eligibility and T&Cs at https://wsim.co/mortgagecashback.}

^{Self-directed Investing is offered by Wealthsimple Investments Inc. (“WSII”). All investments involve risk. To get more info on our products, investment decisions, fee schedules, user testimonials, promos & more visit wsim.co/disclaimers}

^{Managed accounts are offered by Wealthsimple Inc., a registered portfolio manager in each province and territory of Canada.}

^{© 2025 Wealthsimple Technologies Inc.}