What's new with Wealthsimple in July 2025

WHAT’S LAUNCHED LATELY

Wires and bank drafts for $0

Send wire transfers and get bank drafts absolutely free. Offer ends August 31. T&Cs apply.¹

Use your tax-free savings to get more margin-buying power

Link your TFSA to your margin account to instantly unlock additional buying power. Borrow at just 5.45% CAD / 8% USD — lower than any Canadian bank.²

The school year might be ending, but saving for your kids’ education is still very much in session

Open a self directed family RESP and take control of how you save for your child’s education. Plus, with commission-free trades*, you can maximize your grants without using your savings.

Introducing the Wealthsimple credit card

Low fees, no spending categories, and 2% cash back.³ Lunch is on you.

EVEN MORE TO LOVE 🫶

Q2 PORTFOLIO PERFORMANCE

We’ve had a pretty turbulent year so far, and it’s only half over. Steve Katuska, Senior Director of Investment Research, can walk you through how our portfolios did amid the chaos and what we can expect for the rest of 2025. Learn more

^{Have questions? Visit our Help Centre or submit a request to our Client Support team.}

^{1 Until August 31, 2025, new and existing Wealthsimple clients who send an outgoing wire or bank draft orders from eligible accounts will have their wire and bank draft order fees waived. Must be residents of Canada and age of majority. Full details here.}

^{2 Compared with all margin interest rates available with similar asset requirements from Canadian financial institutions as listed under Schedule I under the Bank Act as of July 9, 2025. Wealthsimple’s margin interest rate is P-0.5% for Generation clients, P-0% for Premium clients, and P+0.5% for Core clients. Wealthsimple's margin account prime rate is 4.95% for CAD and 7.50% for USD as of July 9, 2025. Subject to change. Annualized rates, calculated daily, charged monthly. All investments involve risks. See wsim.co/marginaccount for details.}

^{*Wealthsimple may charge a foreign exchange fee for converting between CAD and USD. See wsim.co/fee-schedule for details.}

^{Managed accounts are offered by Wealthsimple Inc., a registered portfolio manager in each province and territory of Canada.}

^{The Wealthsimple Visa Infinite* Credit Card is issued under license by Wealthsimple Payments Inc. * Trademark of Visa Int., used under license.}

^{3 The 2% earn rate applies to net purchases during each statement period, excluding cash-like transactions, refunds, any applicable fees and adjustments. See Terms and Conditions for full details.}

^{Our Chequing product is offered by Wealthsimple Investments Inc., a member of the Canadian Investment Regulatory Organization, and Wealthsimple Payments Inc., a Financial Transactions and Reports Analysis Centre of Canada registered money services business.}

^{Interac e-Transfer® is a registered trade-mark of Interac Corp. Used under license.}

^{Managed accounts are offered by Wealthsimple Inc., a registered portfolio manager in each province and territory of Canada.}

^{Self-directed investing is offered by Wealthsimple Investments Inc. (WSII). WSII is a member of the Canadian Investment Regulatory Organization (CIRO). Customer accounts held at WSII are protected by Canadian Investor Protection Fund (CIPF) within specified limits in the event WSII becomes insolvent. A brochure describing the nature and limits of coverage is available upon request or at CIPF.}

^{Crypto is offered by Wealthsimple Investments Inc. (WSII), a member of the Canadian Investment Regulatory Organization (CIRO). Crypto assets purchased and held in an account with Wealthsimple Crypto are not protected by the Canadian Investor Protection Fund, the Canadian Deposit Insurance Corporation or any other investor protection insurance scheme. You can learn more about the risks of crypto assets in our Crypto Product Risk Disclosure. You can find more information about WSII in our Relationship Disclosure. Any coins showcased are for illustration purposes only and are not recommendations or investment advice.}

^{Our chequing product is offered by Wealthsimple Investments Inc. (“WSII”), a member of the Canadian Investment Regulatory Organization (“CIRO”), and Wealthsimple Payments Inc., a FINTRAC registered money services business. The funds added to chequing account(s) (the “Funds”) are ultimately held securely in trust in the name of the primary account holder with a single or multiple members of the Canada Deposit Insurance Corporation (“CDIC”). CDIC protects eligible deposits held at CDIC member institutions in case of a member institution’s failure. Wealthsimple Payments Inc. and WSII are not CDIC member institutions. Under the trust framework, CDIC insures eligible cash balances up to $100,000 per beneficiary, per member institution, provided certain disclosure rules are met. Coverage is free and automatic. Learn more about how CDIC protection works. Funds must be spread across at least 10 CDIC member institutions in order for up to $1,000,000 in deposits to benefit from applicable CDIC coverage. The advertised interest rate for the chequing acccount is derived from interest earned by Wealthsimple on the funds. The rates are annualized rates, calculated daily, and paid monthly. Subject to change. For more information see here. The Funds are settled with any CDIC member(s) one business day following the date that Funds are reflected in the Account.}

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