What's new with Wealthsimple in January 2025

WHAT'S LAUNCHED LATELY ✨

Bond ETFs, a portfolio of bond ETFs

In this time of dropping interest rates, we’re pleased to introduce a smarter place to park your money: our new bond portfolio. It’s low-risk, currently yields over 4%^, and lets you access your money whenever you need it. Learn more.

How you doin’? (financially speaking, at least — but also 😏)

Don’t you wish people talked more openly about money? We do, so we asked 2,500 Canadians a bunch of nosy questions — how much they spend, how much they save, that kind of stuff — and turned their answers into some fun charts. Have a peek and see how you compare (for learning purposes, of course). See the results.

New year, new home? We’ll give you a low mortgage rate and cash back.

Get a mortgage you love through our partner, Pine, and up to $1,000 cash back from us.*** Plus, you can apply from your living room. No branch visits, no paperwork. T&Cs apply. Apply today.

OTHER IMPROVEMENTS 🔨

^{Have questions? Visit our Help Centre or submit a request to our Client Support team.}

^{Securities showcased are for illustration purposes only and are not recommendations or investment advice. All investments involve risk.}

^{***New and existing Wealthsimple clients with a funded Wealthsimple account who applied and received a Pine mortgage approval through https://wealthsimple.pine.ca, and close the mortgage within 120 days of the approval can receive a cash bonus depending on (i) the actual mortgage amount, and (ii) the applicant or co-applicant’s total assets with Wealthsimple from the date the commitment letter for their Pine mortgage was issued and the mortgage closing date at 11:59PM ET, whichever is higher: Core client: $150-$1,000; Premium client: $500-$3,000; Generation client: $1,000-$5,000. Maximum 1 cash bonus per client. Must be residents of Canada (excl. QC). Full eligibility and T&Cs at https://wsim.co/mortgagecashback.}

^{^The current yield for the Bond ETF portfolio is calculated based on annualizing the most recent dividend payments and the latest available ETF prices at the time of the calculation. The yield presented represents a weighted average of the individual ETF yields, with each ETF's yield weighted according to its proportion within the portfolio, taking into account the management expense ratio (MER) fees of the ETFs but excluding Wealthsimple's standard management fees for its advisory services. This yield information is updated on a monthly basis, and the current data is as of January 16. Please note that the yield is subject to change due to fluctuations in dividend payments, ETF prices, and portfolio composition. Past performance is not indicative of future results.}

^{Our Tax product is offered by SimpleTax Software Inc. under the terms of our Wealthsimple Tax User Agreement.}

^{Managed accounts are offered by Wealthsimple Inc., a registered portfolio manager in each province and territory of Canada.}

^{Self-directed investing is offered by Wealthsimple Investments Inc. (WSII). WSII is a member of the Canadian Investment Regulatory Organization (CIRO). Customer accounts held at WSII are protected by Canadian Investor Protection Fund (CIPF) within specified limits in the event WSII becomes insolvent. A brochure describing the nature and limits of coverage is available upon request or at CIPF.}

^{Crypto is offered by Wealthsimple Investments Inc. (WSII), a member of the Canadian Investment Regulatory Organization (CIRO). Crypto assets purchased and held in an account with Wealthsimple Crypto are not protected by the Canadian Investor Protection Fund, the Canadian Deposit Insurance Corporation or any other investor protection insurance scheme. You can learn more about the risks of crypto assets in our Crypto Product Risk Disclosure. You can find more information about WSII in our Relationship Disclosure. Any coins showcased are for illustration purposes only and are not recommendations or investment advice.}

^{© 2025 Wealthsimple Technologies Inc.}