What's new with Wealthsimple in February 2025

WHAT'S LAUNCHED LATELY ✨

Let margin trading boost your potential returns

Margin accounts let you invest with borrowed money, boosting any positive returns (and amplifying any losses). Our rates are as low as prime -0.5%. That's better than what you'll get at any Canadian bank. Plus, get a 1% cash bonus if you transfer $15K* by March 15, and a health tracker that lets you know when you're at risk of a margin call. Open a margin account.

Wealthsimple Tax is ready for you

Now that NETFILE is open, tax season is officially here — and so is an updated version of Wealthsimple Tax. Last year, more than two-million Canadians auto-filled, auto-saved, and auto-loved our easy-to-use software. You’ll probably like it too. File now. Not ready to start? Learn more about Wealthsimple Tax.

Going somewhere? Use the app while you're abroad

Wealthsimple works across the world so that you can continue to manage your money, spend (with no added FX fees!), and trade while travelling. Want to see if your Cash card can tag along on your next trip? It’s accepted in most countries. See a list of excluded countries.

SPECIAL CALLOUT 🥳

Private equity gave the gift of 36% in returns over the last year!

As it celebrates its first anniversary, The Wealthsimple Private Equity fund celebrates with the gift of 36% returns^ to-date. Get private equity.

TAX DATES 🗓️

OTHER IMPROVEMENTS 🔨

FX conversion fees as low as 0%

The more you convert between CAD and USD in a single transaction, the lower your fee — helping you keep more of your money in your pocket. (No limbo stick needed.) Learn more.

^{Have questions? Visit our Help Centre or submit a request to our Client Support team.}

^{Securities showcased are for illustration purposes only and are not recommendations or investment advice. All investments involve risk.}

^{Compared with all margin interest rates available with similar asset requirements from Canadian financial institutions as listed under Schedule I under the Bank Act as of February 24, 2025. Wealthsimple’s margin interest rate is P-0.5% for Generation clients, P-0% for Premium clients, and P+0.5% for Core clients. Wealthsimple's margin account prime rate is 5.2% for CAD and 7.5% for USD as of February 24, 2025. Subject to change. Annualized rates, calculated daily, charged monthly. All investments involve risks. See wsim.co/marginaccount for details.}

^{*Match Bonus: From January 20 to March 15, 2025, new or existing Wealthsimple account user who registers for the promotion then initiates an institutional transfer of an existing account from a qualifying third party to a Wealthsimple Self-directed Investing or Managed Investing account within 30 days of registration will receive a 1% cash bonus on the cumulative transferred amount (less withdrawal) of at least $15,000 during the promotion period, up to a maximum of $5,000,000 transferred amount. An additional 1% cash bonus will be applied if the eligible transfers are from an RRSP or LIRA account. Maximum one (1) cash bonus per client, to be applied in the span of twenty-four (24) months. Minimum fund holding period required. Full eligibility and T&Cs at wsim.co/bundle.}

^{^Returns shown include all applicable fund management fees and performance fees, but excludes Wealthsimple's standard management fees for its advisory services. Past performance does not guarantee future results.}

^{Our Tax product is offered by SimpleTax Software Inc. under the terms of our Wealthsimple Tax User Agreement.}

^{Managed accounts are offered by Wealthsimple Inc., a registered portfolio manager in each province and territory of Canada.}

^{Self-directed investing is offered by Wealthsimple Investments Inc. (WSII). WSII is a member of the Canadian Investment Regulatory Organization (CIRO). Customer accounts held at WSII are protected by Canadian Investor Protection Fund (CIPF) within specified limits in the event WSII becomes insolvent. A brochure describing the nature and limits of coverage is available upon request or at CIPF.}

^{Crypto is offered by Wealthsimple Investments Inc. (WSII), a member of the Canadian Investment Regulatory Organization (CIRO). Crypto assets purchased and held in an account with Wealthsimple Crypto are not protected by the Canadian Investor Protection Fund, the Canadian Deposit Insurance Corporation or any other investor protection insurance scheme. You can learn more about the risks of crypto assets in our Crypto Product Risk Disclosure. You can find more information about WSII in our Relationship Disclosure. Any coins showcased are for illustration purposes only and are not recommendations or investment advice.}

^{© 2025 Wealthsimple Technologies Inc.}