Protect your account from fraud and your relationships from (some) arguments

CHEQUING

Overdraft protection is here!

Instead of worrying that a surprise car repair will leave you short when the hydro bill gets automatically deducted from your chequing account, just turn on overdraft protection.* It uses your portfolio line of credit to automatically cover recurring bill payments and pre-authorized debits. Rates start at 3.95%, with no credit check, no surprise fees, and no minimum payments.

Share accounts that make sense — and keep the rest private

Wealthsimple Households let you and your partner share all the accounts you want to in a single view, and none of the ones you don’t. So you can both easily see what you spend, save, own, and owe. And keep the other stuff safely secret. No more fights! Guaranteed. (Not guaranteed.)

TRADE

Did you catch The Trade Show?

Canada’s most amazingest new talk show by and for traders had a big-time guest on episode two: Kalshi co-founder and CEO, Tarek Mansour. Tune in and learn everything you’ve ever wanted to know about prediction markets — and his thoughts on Timmies.

Welcome to the future of futures trading

You can now trade contracts on commodities and indices, with the same low fees (US$1/contract) and simple, intuitive trading experience you've come to expect. Learn more about futures here.

MANAGED INVESTING

Private markets, without the sky-high minimums

Assets like private infrastructure and private equity used to be locked behind an advisor and a $1M asset requirement. But not anymore. You can now add private markets to your portfolio with as little as $10,000.

BUSINESS

Business chequing doesn’t have to be terrible

Our new business chequing account has no monthly fees, no fees on payments to the CRA, and up to 2.25% interest on deposits. And it can be opened in 20 minutes, right from home — or wherever you happen to be.²

Get cashback on your business expenses

Save on foreign purchases and business trips with our prepaid business Visa™. It has unlimited 1% cashback on spending and no FX fees.³

SECURITY UPDATES

Use a passkey to unlock our account guarantee

With our new account guarantee, if you're ever the victim of fraud or a scam, we’ll reimburse you for all direct losses from unauthorized activity on your account.⁴ All you need to do to be protected is set up and use a passkey — an extra security step involving your fingerprint or face ID, or a special PIN. And in case the idea of financial security isn't exciting enough to convince you, having a passkey also makes logging in faster.

^{Have questions? Contact us.}

^{*Overdraft protection utilizes a client’s existing portfolio line of credit, which is a margin loan. Overdraft protection only offers coverage for specific transaction types. For more information please see here.}

^{Portfolio line of credit account interest rate ranges from P-0.5% to P+0.5%, depending on total assets with Wealthsimple. Prime rate is 4.45% for CAD as of July 24, 2026. Subject to change. Interest is calculated daily, charged monthly. All investments involve risks. See here for details.}

^{2 2.25% interest rate available to clients with at least $500,000 in net deposits across their Wealthsimple accounts. Annualized rate, calculated daily, paid monthly. Subject to change. For more information see https://wsim.co/rates}

^{Based on Wealthsimple internal data for avg. business chequing account verification from Sept 29, 2025 - April 16, 2026. Actual verification time may vary.}

^{3 The Wealthsimple prepaid business Visa* card is issued under license by WSP. *Trademark of Visa Int., used under license.}

^{Foreign transaction (FX) fee is a surcharge typically charged on foreign currency transactions. Wealthsimple does not charge FX fees, but transactions are still subject to currency conversion from credit card issuers, or fees from retailers or financial institutions involved in the transaction.}

^{1% Cash Back reward applies to purchases, excluding cash-like transactions, refunds, gift card purchases and any applicable fees and adjustments. See Terms and Conditions for full details.}

^{4 Terms and conditions apply. Only direct losses from unauthorized transactions in eligible personal Wealthsimple Chequing, Trade, Managed Investing, Crypto, portfolio line of credit and margin accounts will be reimbursed. To be eligible, you must: 1) log in to your account(s) using passkeys, 2) comply with security responsibilities, and 3) report unauthorized activity. Full terms here.}

^{Wealthsimple Trade is offered by Wealthsimple Investments Inc. (“WSII”).}

^{Managed accounts are offered by Wealthsimple Investments Inc. (WSII), a member of the Canadian Investment Regulatory Organization (CIRO).}

^{Our Wealthsimple for Business Chequing product is offered by Wealthsimple Investments Inc., a member of the Canadian Investment Regulatory Organization, and Wealthsimple Payments Inc., a Financial Transactions and Reports Analysis Centre of Canada registered money services business.}

^{Wealthsimple Wealth Management is available for clients with min. $1,000,000 in assets under management and is subject to additional fees. Wealthsimple Wealth Management is provided by Wealthsimple Investments Inc. (WSII), a member of the Canadian Investment Regulatory Organization (CIRO).}

^{All investments involve risk. To get more info on our products, investment decisions, fee schedules, user testimonials, promos & more visit wsim.co/disclaimers.}

^{© 2026 Wealthsimple Technologies Inc.}