Cheque delivery and an unreal deal that’s really real
What's new with Wealthsimple in February 2026
WHAT’S LAUNCHED LATELY 🚀
You could earn higher after-tax returns with direct indexing
Unlike an ETF, direct indexing lets you own actual stocks, not shares in a fund. Which means you can take advantage of tax-loss harvesting — a process that involves selling stocks that are down and immediately replacing them with similar positions. You keep the same general exposure, but now you have losses that can be used to offset your taxable gains, which could boost after-tax returns by up to 0.5% each year.1 DIY’ing it can be time-consuming and complicated. But we do it for you!
Open a portfolioFree cheque delivery
You can now get cheques sent directly to your recipient’s door, for free, with just a few clicks. Great news for anyone looking to pay this month's rent, or a grandparent getting ready for the next round of birthday gifts.
Order nowTrade option spreads for $0
No, this isn’t about picking jam or butter for your toast. An option spread is a trading strategy that involves simultaneously buying and selling multiple options on the same underlying asset. And we've got a bunch of them, including vertical, diagonal, and calendar spreads, with more on the way. All for $0 commission and $0 contract fees.
Enable optionsSECURITY UPDATES 🔒
- Don't get scammed. Learn a few simple ways to spot scams and keep your money safe. Read more
- Introducing trusted places. Keep your account extra secure with trusted places. This new security feature allows you to add locations you trust, like your home or work. If you make payments or account changes outside of your trusted places, we'll ask for a verification code to confirm it's really you. Set your trusted places here
Ask an advisor 🙋
As licensed fiduciaries, our advisors are required to put your needs first. Here's a sample of the kinds of questions they can help you with, and a link to their advice. Got a question of your own? Don't be shy, just drop it in the feedback form at the end of this email.
Is your RRSP too big?
Get the answerEVEN MORE TO LOVE 🫶
- Can you tell a good investment from a bad one? Our new resource centre teaches you what to look for when evaluating a company’s financial health (but it’s no help with your own, or that mole — better see a doctor).
- Unlike a lot of big banks that charge a 2.5% FX fee, we don’t charge anything with our Wealthsimple credit card or prepaid Mastercard. Which means if you run up a $7,000 bill over two weeks in Paris, you’ll save $175 just by using your Wealthsimple credit card or prepaid Mastercard, which is pas mal.
- Did you resolve to prosper in 2026? Fortunately, we've made that easy! Direct deposit your paycheque to Wealthsimple and set up automated transfers so you can save and invest every time you get paid. Automate your pay
- When your options expire in-the-money, our auto-exercise feature immediately converts them to shares of the underlying stock without requiring anything from you. Which is great! Super convenient! But here’s the real news: we just lowered the price from $20 to … $0. Which makes it even great-er, if not super convenient-er.
Have questions? Contact us.
1 Based on hypothetical tax-loss harvesting model projections. Actual after-tax returns may vary. All investments involve risk. To get more information on our products, investment decisions, fee schedules, user testimonials, promotions & more visit wsim.co/legal
